What to do if a tree hits your home
Trees can be a beautiful addition to your property, but they can also pose a risk during severe weather. If a tree has fallen on your home, here's what you should do:
1. Safety First
- Assess the situation: Ensure that there are no immediate safety hazards, such as downed power lines or gas leaks.
- Evacuate if necessary: If the damage is severe or poses a risk to your safety, evacuate the area.
2. Document the Damage
- Take photos: Document the damage to the tree and your home from various angles.
- Note any injuries: If anyone is injured, seek medical attention immediately.
3. Contact Emergency Services
- Report the incident: Call your local emergency services to report the fallen tree and any resulting damage.
- Request assistance: If the tree is blocking your driveway or causing other hazards, request assistance from emergency crews.
4. Contact Your Insurance Company
- Report the claim: Notify your homeowners insurance company about the damage.
- Provide documentation: Submit the photos you took and any other relevant information.
5. Secure the Property
- Board up windows: If the tree has caused damage to your roof or windows, board them up to prevent further damage.
- Remove debris: Clear away any debris, such as branches or leaves, from your property.
6. Hire Professionals
- Tree removal service: Contact a professional tree removal service to safely remove the fallen tree.
- Roofing contractor: If the tree has damaged your roof, hire a roofing contractor to assess the damage and make necessary repairs.
- Structural engineer: For significant structural damage, consult with a structural engineer to evaluate the safety of your home.
7. Temporary Housing
- If necessary: If your home is uninhabitable, make arrangements for temporary housing.
Remember, it's important to act quickly and prioritize safety when dealing with a fallen tree. Following these steps can help you navigate the situation and minimize the impact on your home and family.
